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Financing with Klarna

It's Smooth and Simple

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

  • Pay over time with 6, 24, and 36 month financing options*
  • APRs from 0% to 33.99%**
  • No impact on credit score to check eligibility
  • Get your purchases covered by Klarna’s Buyer Protection

How it works 

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress­-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

For example, a $1000 purchase might cost $172.79 per month over 6 months at 12.49% APR.

How to checkout with Klarna 

  1.  Add item(s) to your cart and select  at checkout.
  2.  Complete your Klarna Credit application.
  3.  Use the Klarna App or log in on klarna.com to make your monthly payments.

You shop, you choose how to pay.

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 205,000 online stores and has more than 85 million users globally. Learn more

What is Klarna monthly financing?

Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

How does financing with Klarna work?

It’s simple! Shop at any online store that offers Klarna monthly financing, and choose a flexible payment plan to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account through the https://app.klarna.com/login.

Will this affect my credit score?

Monthly financing applications will take credit score and credit history into consideration when determining if the application is approved.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App for 24/7 chat.

About Klarna

Klarna is one of Europe's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.Klarna has 2,500 employees across 17 countries, and is leading the way for alternative payments by serving 85 million consumers and 205,000 merchants smoooth payment solutions.

www.klarna.com/us/what-is-klarna/

 

* Promotional offer. Subject to a potential $2 monthly minimum interest charge‚ credit approval and terms. Accounts are issued by WebBank‚ member FDIC. 

**Rate ranges from 0%-33.99% APR based on creditworthiness and subject to credit approval. Minimum purchase of $ 100 required. 0% APR financing only available to qualified customers with excellent credit history. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank, member FDIC. See terms. (https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_us/account-terms)